
Bay Estate, Al Mamzar



4-bed layout — 3,688 sqft
3-bed layout — 3,054 sqft
Monthly repayment
AED 13,724
per month, principal and interest
Indicative only, not an offer of finance. For a first home, UAE banks lend non-UAE nationals up to 80% of the price (70% above AED 5 million) and up to 50% on off-plan; rates and fees vary by bank. Budget around 4% for the DLD transfer fee on top.
Bay Estate is a premium waterfront community, one of Dubai’s emerging destinations for elevated coastal living. Designed around a strong connection to the sea, nature, and open spaces, the development creates a distinctive residential environment where waterfront views, landscaped surroundings, and thoughtfully planned neighbourhoods come together. The masterplan is divided into distinct areas, including Cala, Verda, and Agora, each offering its own character while contributing to a cohesive island lifestyle.
The community is designed around a rich collection of leisure, wellness, and social experiences. Residents can enjoy a private beach club, pool clubhouses, swimmable lagoons, an open-air yoga area, multi-sport courts, shared pools, outdoor play areas, landscaped gardens, and a scenic promenade connecting the residential neighbourhoods with the marina and beach. Fitness and café spaces, waterfront dining, marina-side retail, and flexible community spaces further contribute to a lifestyle centred around recreation, connection, and outdoor living.
Bay Estate offers a collection of three- and four-bedroom townhouses, four-bedroom attached and garden villas, as well as exclusive waterfront and beach plots. The residences are planned to maintain a strong connection with their surroundings through water views, open spaces, landscaped settings, and walkable neighbourhoods. Waterfront plots offer direct access to the water and the flexibility to create bespoke residences tailored to individual requirements. The available project materials do not specify the final interior material palette or furnishing package for the villas and townhouses, so these details are not stated here.
Instalment structure
As stated by the developer
60/40, 20% on booking, 40% during construction, 40% on handover
Units and prices
| Unit | Size (sqft) | Price from |
|---|---|---|
| 3 bedrooms | 3,054 | — |
| 4 bedrooms | 3,688 | — |
The permit is issued per listing and expires. If the number above does not resolve on the DLD portal, tell us and do not proceed.
Off-plan payments go to a DLD-supervised escrow account in the project's name.
Indicative only. We list what is genuinely close, not a walking time to the minute — that depends on the tower entrance, the podium and the hour of the day. Check anything that will decide your purchase.
SAF Capital
Sales and leasing team
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